Call reports 2022
FIRST UNITED BANK & TRUST — 2022
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,738,321,000 | 1,730,929,000 | 1,781,634,000 | 1,825,844,000 |
| Total loans | 1,181,541,000 | 1,233,613,000 | 1,277,925,000 | 1,279,494,000 |
| Allowance for loan losses | 15,292,000 | 15,737,000 | 15,541,000 | 14,636,000 |
| Securities available for sale | 127,673,000 | 117,888,000 | 113,432,000 | 111,287,000 |
| Securities held to maturity | 241,656,000 | 240,588,000 | 238,445,000 | 235,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,510,947,000 | 1,487,245,000 | 1,514,107,000 | 1,583,588,000 |
| Interest-bearing deposits | 980,046,000 | 959,484,000 | 1,039,663,000 | 1,076,974,000 |
| Noninterest-bearing deposits | 530,901,000 | 527,761,000 | 474,444,000 | 506,613,000 |
| Equity capital | 148,997,000 | 145,324,000 | 143,095,000 | 153,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,022,000 | 28,595,000 | 44,569,000 | 61,642,000 |
| Interest expense | 494,000 | 922,000 | 1,595,000 | 3,359,000 |
| Net interest income | 13,528,000 | 27,673,000 | 42,974,000 | 58,283,000 |
| Noninterest income | 4,441,000 | 8,885,000 | 13,441,000 | 17,919,000 |
| Noninterest expense | 10,518,000 | 20,932,000 | 31,515,000 | 42,902,000 |
| Provision for loan losses | -419,000 | 205,000 | 97,000 | -643,000 |
| Pretax income | 7,873,000 | 15,424,000 | 24,899,000 | 34,037,000 |
| Income tax | 2,002,000 | 3,757,000 | 6,434,000 | 8,326,000 |
| Net income | 5,871,000 | 11,667,000 | 18,465,000 | 25,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,332,000 | 181,179,000 | 186,253,000 | 181,673,000 |
| Total capital | 191,740,000 | 197,039,000 | 201,923,000 | 196,442,000 |
| Risk-weighted assets | 1,297,861,000 | 1,345,986,000 | 1,393,770,000 | 1,367,456,000 |