Call reports 2021
FIRST UNITED BANK & TRUST — 2021
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,764,347,000 | 1,743,498,000 | 1,686,458,000 | 1,706,545,000 |
| Total loans | 1,200,755,000 | 1,146,786,000 | 1,162,216,000 | 1,153,755,000 |
| Allowance for loan losses | 16,554,000 | 17,068,000 | 16,906,000 | 15,954,000 |
| Securities available for sale | 191,444,000 | 227,086,000 | 219,844,000 | 270,955,000 |
| Securities held to maturity | 69,357,000 | 65,683,000 | 61,979,000 | 56,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,471,504,000 | 1,459,085,000 | 1,445,893,000 | 1,471,149,000 |
| Interest-bearing deposits | 986,193,000 | 961,350,000 | 954,452,000 | 969,522,000 |
| Noninterest-bearing deposits | 485,311,000 | 497,735,000 | 491,441,000 | 501,627,000 |
| Equity capital | 147,471,000 | 144,183,000 | 146,881,000 | 154,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,939,000 | 28,255,000 | 43,048,000 | 57,776,000 |
| Interest expense | 1,506,000 | 2,874,000 | 3,847,000 | 4,465,000 |
| Net interest income | 12,433,000 | 25,381,000 | 39,201,000 | 53,311,000 |
| Noninterest income | 5,453,000 | 10,327,000 | 15,011,000 | 20,349,000 |
| Noninterest expense | 10,108,000 | 20,629,000 | 33,598,000 | 42,876,000 |
| Provision for loan losses | 110,000 | 665,000 | 68,000 | -817,000 |
| Pretax income | 7,668,000 | 14,568,000 | 20,646,000 | 31,701,000 |
| Income tax | 1,840,000 | 3,550,000 | 5,016,000 | 7,732,000 |
| Net income | 5,828,000 | 11,018,000 | 15,630,000 | 23,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,842,000 | 162,502,000 | 166,114,000 | 171,404,000 |
| Total capital | 183,557,000 | 177,398,000 | 181,649,000 | 187,029,000 |
| Risk-weighted assets | 1,175,309,000 | 1,189,435,000 | 1,241,333,000 | 1,249,565,000 |
Machine access — free, no API key
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