Call reports 2019
FIRST UNITED BANK & TRUST — 2019
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,397,207,000 | 1,386,191,000 | 1,422,221,000 | 1,423,446,000 |
| Total loans | 1,004,618,000 | 1,003,616,000 | 997,284,000 | 1,052,118,000 |
| Allowance for loan losses | 11,548,000 | 11,976,000 | 11,971,000 | 12,537,000 |
| Securities available for sale | 122,630,000 | 122,175,000 | 122,716,000 | 118,140,000 |
| Securities held to maturity | 95,538,000 | 97,499,000 | 96,604,000 | 93,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,705,000 | 1,126,613,000 | 1,138,689,000 | 1,144,241,000 |
| Interest-bearing deposits | 845,492,000 | 845,306,000 | 855,622,000 | 849,592,000 |
| Noninterest-bearing deposits | 288,213,000 | 281,307,000 | 283,067,000 | 294,649,000 |
| Equity capital | 137,526,000 | 141,852,000 | 146,412,000 | 142,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,823,000 | 27,990,000 | 42,354,000 | 56,972,000 |
| Interest expense | 2,384,000 | 4,921,000 | 7,560,000 | 10,117,000 |
| Net interest income | 11,439,000 | 23,069,000 | 34,794,000 | 46,855,000 |
| Noninterest income | 3,641,000 | 6,864,000 | 11,673,000 | 15,498,000 |
| Noninterest expense | 10,559,000 | 21,538,000 | 32,472,000 | 43,921,000 |
| Provision for loan losses | 349,000 | 682,000 | 669,000 | 1,320,000 |
| Pretax income | 4,166,000 | 7,713,000 | 13,328,000 | 17,112,000 |
| Income tax | 931,000 | 1,743,000 | 2,711,000 | 3,466,000 |
| Net income | 3,235,000 | 5,970,000 | 10,617,000 | 13,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,505,000 | 151,437,000 | 155,300,000 | 157,327,000 |
| Total capital | 161,114,000 | 163,478,000 | 167,340,000 | 169,942,000 |
| Risk-weighted assets | 1,024,996,000 | 1,035,503,000 | 1,029,814,000 | 1,089,485,000 |