Call reports 2018
FIRST UNITED BANK & TRUST — 2018
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,300,983,000 | 1,303,769,000 | 1,327,903,000 | 1,364,794,000 |
| Total loans | 937,494,000 | 941,201,000 | 964,060,000 | 1,007,714,000 |
| Allowance for loan losses | 10,470,000 | 9,769,000 | 10,323,000 | 11,046,000 |
| Securities available for sale | 131,937,000 | 127,503,000 | 123,458,000 | 123,649,000 |
| Securities held to maturity | 91,877,000 | 90,295,000 | 93,725,000 | 94,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,020,772,000 | 1,044,793,000 | 1,026,427,000 | 1,069,783,000 |
| Interest-bearing deposits | 771,737,000 | 773,050,000 | 762,110,000 | 807,533,000 |
| Noninterest-bearing deposits | 249,035,000 | 271,743,000 | 264,317,000 | 262,250,000 |
| Equity capital | 124,865,000 | 125,411,000 | 127,975,000 | 131,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,164,000 | 24,664,000 | 37,692,000 | 51,398,000 |
| Interest expense | 1,458,000 | 2,982,000 | 4,655,000 | 6,788,000 |
| Net interest income | 10,706,000 | 21,682,000 | 33,037,000 | 44,610,000 |
| Noninterest income | 3,468,000 | 7,219,000 | 10,957,000 | 14,030,000 |
| Noninterest expense | 10,382,000 | 20,944,000 | 31,879,000 | 42,525,000 |
| Provision for loan losses | 447,000 | 716,000 | 1,187,000 | 2,111,000 |
| Pretax income | 3,336,000 | 7,368,000 | 11,044,000 | 14,116,000 |
| Income tax | 693,000 | 1,610,000 | 2,345,000 | 1,936,000 |
| Net income | 2,643,000 | 5,758,000 | 8,699,000 | 12,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,220,000 | 141,335,000 | 143,926,000 | 146,521,000 |
| Total capital | 149,756,000 | 151,169,000 | 154,315,000 | 157,630,000 |
| Risk-weighted assets | 964,044,000 | 965,710,000 | 979,929,000 | 1,021,615,000 |