Call reports 2017
FIRST UNITED BANK & TRUST — 2017
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,298,990,000 | 1,305,072,000 | 1,331,489,000 | 1,319,432,000 |
| Total loans | 894,532,000 | 895,955,000 | 889,906,000 | 892,517,000 |
| Allowance for loan losses | 11,583,000 | 9,922,000 | 10,755,000 | 9,971,000 |
| Securities available for sale | 124,506,000 | 116,909,000 | 136,553,000 | 133,700,000 |
| Securities held to maturity | 98,019,000 | 98,354,000 | 95,975,000 | 93,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,355,000 | 1,041,187,000 | 1,043,213,000 | 1,041,299,000 |
| Interest-bearing deposits | 790,063,000 | 787,201,000 | 787,423,000 | 791,706,000 |
| Noninterest-bearing deposits | 239,292,000 | 253,986,000 | 255,790,000 | 249,593,000 |
| Equity capital | 129,514,000 | 132,558,000 | 135,089,000 | 122,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,250,000 | 22,760,000 | 34,486,000 | 46,324,000 |
| Interest expense | 1,387,000 | 2,818,000 | 4,289,000 | 5,800,000 |
| Net interest income | 9,863,000 | 19,942,000 | 30,197,000 | 40,524,000 |
| Noninterest income | 3,435,000 | 7,004,000 | 10,777,000 | 14,699,000 |
| Noninterest expense | 9,386,000 | 19,249,000 | 29,318,000 | 39,284,000 |
| Provision for loan losses | 609,000 | 908,000 | 1,809,000 | 2,534,000 |
| Pretax income | 3,294,000 | 6,772,000 | 9,803,000 | 13,356,000 |
| Income tax | 962,000 | 2,170,000 | 2,887,000 | 7,431,000 |
| Net income | 2,332,000 | 4,602,000 | 6,916,000 | 5,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,030,000 | 140,053,000 | 142,461,000 | 135,885,000 |
| Total capital | 150,672,000 | 150,035,000 | 153,279,000 | 145,921,000 |
| Risk-weighted assets | 936,044,000 | 925,623,000 | 925,045,000 | 934,241,000 |