Call reports 2015
FIRST UNITED BANK & TRUST — 2015
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,334,307,000 | 1,335,632,000 | 1,312,739,000 | 1,302,076,000 |
| Total loans | 836,450,000 | 845,091,000 | 843,092,000 | 879,023,000 |
| Allowance for loan losses | 11,751,000 | 11,809,000 | 12,211,000 | 11,922,000 |
| Securities available for sale | 227,795,000 | 205,226,000 | 185,519,000 | 155,709,000 |
| Securities held to maturity | 109,039,000 | 107,817,000 | 106,731,000 | 105,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,402,000 | 1,005,682,000 | 997,654,000 | 1,011,378,000 |
| Interest-bearing deposits | 795,663,000 | 794,660,000 | 779,626,000 | 806,809,000 |
| Noninterest-bearing deposits | 205,739,000 | 211,022,000 | 218,028,000 | 204,569,000 |
| Equity capital | 148,838,000 | 149,921,000 | 151,092,000 | 132,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,423,000 | 22,690,000 | 34,152,000 | 45,033,000 |
| Interest expense | 1,983,000 | 3,950,000 | 5,667,000 | 7,263,000 |
| Net interest income | 9,440,000 | 18,740,000 | 28,485,000 | 37,770,000 |
| Noninterest income | 2,711,000 | 5,859,000 | 9,626,000 | 24,038,000 |
| Noninterest expense | 9,560,000 | 19,828,000 | 29,802,000 | 39,763,000 |
| Provision for loan losses | 75,000 | 126,000 | 626,000 | 1,054,000 |
| Pretax income | 2,420,000 | 4,629,000 | 7,745,000 | 18,432,000 |
| Income tax | 614,000 | 1,185,000 | 2,023,000 | 5,499,000 |
| Net income | 1,806,000 | 3,444,000 | 5,722,000 | 12,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,883,000 | 147,553,000 | 148,085,000 | 138,033,000 |
| Total capital | 157,648,000 | 159,380,000 | 160,311,000 | 149,580,000 |
| Risk-weighted assets | 1,038,976,000 | 1,026,255,000 | 1,009,075,000 | 921,134,000 |