Call reports 2013
FIRST UNITED BANK & TRUST — 2013
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,317,762,000 | 1,324,243,000 | 1,337,035,000 | 1,327,399,000 |
| Total loans | 859,669,000 | 841,850,000 | 836,208,000 | 810,240,000 |
| Allowance for loan losses | 16,025,000 | 15,522,000 | 15,151,000 | 13,594,000 |
| Securities available for sale | 239,440,000 | 304,681,000 | 297,010,000 | 336,589,000 |
| Securities held to maturity | 4,040,000 | 3,900,000 | 3,900,000 | 3,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 982,551,000 | 979,675,000 | 980,477,000 | 983,400,000 |
| Interest-bearing deposits | 798,263,000 | 817,004,000 | 798,425,000 | 793,900,000 |
| Noninterest-bearing deposits | 184,288,000 | 162,671,000 | 182,052,000 | 189,500,000 |
| Equity capital | 150,542,000 | 147,446,000 | 150,268,000 | 152,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,288,000 | 24,366,000 | 38,346,000 | 49,912,000 |
| Interest expense | 2,273,000 | 4,518,000 | 6,739,000 | 8,932,000 |
| Net interest income | 10,015,000 | 19,848,000 | 31,607,000 | 40,980,000 |
| Noninterest income | 3,239,000 | 6,525,000 | 7,271,000 | 10,498,000 |
| Noninterest expense | 9,433,000 | 19,267,000 | 29,515,000 | 39,528,000 |
| Provision for loan losses | 865,000 | 946,000 | -161,000 | 380,000 |
| Pretax income | 3,206,000 | 6,387,000 | 9,647,000 | 11,648,000 |
| Income tax | 568,000 | 1,175,000 | 1,853,000 | 3,224,000 |
| Net income | 2,638,000 | 5,212,000 | 7,794,000 | 8,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,513,000 | 153,930,000 | 157,102,000 | 156,206,000 |
| Total capital | 165,417,000 | 167,700,000 | 170,744,000 | 169,632,000 |
| Risk-weighted assets | 1,085,834,000 | 1,074,387,000 | 1,062,936,000 | 1,046,232,000 |
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