Call reports 2009
FIRST UNITED BANK & TRUST — 2009
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,651,429,000 | 1,628,209,000 | 1,675,642,000 | 1,736,891,000 |
| Total loans | 1,117,195,000 | 1,130,855,000 | 1,140,508,000 | 1,123,807,000 |
| Allowance for loan losses | 13,117,000 | 14,357,000 | 16,929,000 | 20,090,000 |
| Securities available for sale | 334,888,000 | 326,765,000 | 317,887,000 | 273,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 19,000 | 13,000 | 183,000 | 0 |
| Total deposits | 1,244,858,000 | 1,206,282,000 | 1,240,702,000 | 1,313,727,000 |
| Interest-bearing deposits | 1,209,455,000 | 1,176,665,000 | 1,210,395,000 | 1,207,211,000 |
| Noninterest-bearing deposits | 35,403,000 | 29,617,000 | 30,307,000 | 106,516,000 |
| Equity capital | 113,582,000 | 132,653,000 | 136,961,000 | 131,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 22,046,000 | 43,228,000 | 64,366,000 | 84,823,000 |
| Interest expense | 8,150,000 | 15,719,000 | 23,136,000 | 30,431,000 |
| Net interest income | 13,896,000 | 27,509,000 | 41,230,000 | 54,392,000 |
| Noninterest income | 2,865,000 | 5,889,000 | 8,974,000 | 12,486,000 |
| Noninterest expense | 10,035,000 | 21,701,000 | 32,362,000 | 43,328,000 |
| Provision for loan losses | 1,985,000 | 3,765,000 | 10,682,000 | 15,433,000 |
| Pretax income | 3,666,000 | 5,474,000 | -3,777,000 | -18,494,000 |
| Income tax | 1,002,000 | 1,360,000 | -2,696,000 | -7,965,000 |
| Net income | 2,664,000 | 4,114,000 | -1,081,000 | -10,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,556,000 | 164,261,000 | 156,825,000 | 146,377,000 |
| Total capital | 162,673,000 | 178,618,000 | 173,754,000 | 165,900,000 |
| Risk-weighted assets | 1,465,948,000 | 1,626,323,000 | 1,582,590,000 | 1,531,736,000 |
Machine access — free, no API key
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