Call reports 2007
FIRST UNITED BANK & TRUST — 2007
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,353,403,000 | 1,416,752,000 | 1,443,620,000 | 1,463,163,000 |
| Total loans | 949,442,000 | 1,005,299,000 | 1,025,983,000 | 1,036,899,000 |
| Allowance for loan losses | 6,075,000 | 6,177,000 | 6,601,000 | 7,123,000 |
| Securities available for sale | 209,550,000 | 295,918,000 | 297,900,000 | 303,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 72,591,000 | 0 | 0 | 0 |
| Total deposits | 1,005,423,000 | 1,069,722,000 | 1,061,001,000 | 1,131,326,000 |
| Interest-bearing deposits | 969,774,000 | 999,201,000 | 1,024,846,000 | 1,094,364,000 |
| Noninterest-bearing deposits | 35,649,000 | 70,521,000 | 36,155,000 | 36,962,000 |
| Equity capital | 117,211,000 | 115,504,000 | 118,886,000 | 121,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 21,110,000 | 43,633,000 | 67,581,000 | 92,295,000 |
| Interest expense | 10,768,000 | 22,127,000 | 34,558,000 | 46,979,000 |
| Net interest income | 10,342,000 | 21,506,000 | 33,023,000 | 45,316,000 |
| Noninterest income | 3,166,000 | 6,679,000 | 10,127,000 | 13,846,000 |
| Noninterest expense | 8,721,000 | 17,854,000 | 26,857,000 | 35,907,000 |
| Provision for loan losses | 106,000 | 456,000 | 1,177,000 | 2,202,000 |
| Pretax income | 3,170,000 | 8,265,000 | 13,506,000 | 19,448,000 |
| Income tax | 960,000 | 2,463,000 | 3,796,000 | 5,746,000 |
| Net income | 2,210,000 | 5,802,000 | 9,710,000 | 13,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,054,000 | 109,457,000 | 112,305,000 | 113,851,000 |
| Total capital | 114,129,000 | 115,634,000 | 118,906,000 | 120,974,000 |
| Risk-weighted assets | 1,008,588,000 | 1,057,436,000 | 1,087,597,000 | 1,098,458,000 |
Machine access — free, no API key
Every figure shown here about FIRST UNITED BANK & TRUST — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.