Call reports 2006
FIRST UNITED BANK & TRUST — 2006
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,287,118,000 | 1,294,835,000 | 1,309,484,000 | 1,336,779,000 |
| Total loans | 948,372,000 | 946,560,000 | 949,199,000 | 955,007,000 |
| Allowance for loan losses | 5,990,000 | 5,891,000 | 6,026,000 | 6,267,000 |
| Securities available for sale | 227,827,000 | 232,186,000 | 244,076,000 | 262,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 959,945,000 | 951,458,000 | 953,262,000 | 975,580,000 |
| Interest-bearing deposits | 880,739,000 | 913,731,000 | 918,736,000 | 942,148,000 |
| Noninterest-bearing deposits | 79,206,000 | 37,727,000 | 34,526,000 | 33,432,000 |
| Equity capital | 112,461,000 | 112,702,000 | 117,617,000 | 115,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,711,000 | 37,939,000 | 58,193,000 | 79,051,000 |
| Interest expense | 8,288,000 | 16,939,000 | 26,741,000 | 37,045,000 |
| Net interest income | 10,423,000 | 21,000,000 | 31,452,000 | 42,006,000 |
| Noninterest income | 3,023,000 | 6,149,000 | 9,287,000 | 12,620,000 |
| Noninterest expense | 8,936,000 | 17,673,000 | 25,832,000 | 33,914,000 |
| Provision for loan losses | -108,000 | 10,000 | 474,000 | 1,006,000 |
| Pretax income | 4,618,000 | 9,466,000 | 14,433,000 | 19,706,000 |
| Income tax | 1,407,000 | 2,888,000 | 4,275,000 | 5,763,000 |
| Net income | 3,211,000 | 6,578,000 | 10,158,000 | 13,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,447,000 | 102,192,000 | 104,744,000 | 107,503,000 |
| Total capital | 106,437,000 | 108,083,000 | 110,770,000 | 113,770,000 |
| Risk-weighted assets | 944,890,000 | 957,082,000 | 968,486,000 | 995,995,000 |
Machine access — free, no API key
Every figure shown here about FIRST UNITED BANK & TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.