Call reports 2005
FIRST UNITED BANK & TRUST — 2005
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,246,088,000 | 1,257,194,000 | 1,289,147,000 | 1,299,758,000 |
| Total loans | 918,368,000 | 951,186,000 | 979,886,000 | 954,127,000 |
| Allowance for loan losses | 6,368,000 | 7,044,000 | 7,097,000 | 6,208,000 |
| Securities available for sale | 220,398,000 | 200,380,000 | 199,921,000 | 228,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 923,373,000 | 918,340,000 | 934,184,000 | 962,068,000 |
| Interest-bearing deposits | 766,625,000 | 764,417,000 | 881,116,000 | 912,987,000 |
| Noninterest-bearing deposits | 156,748,000 | 153,923,000 | 53,068,000 | 49,081,000 |
| Equity capital | 106,137,000 | 108,954,000 | 110,071,000 | 111,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,918,000 | 32,501,000 | 50,328,000 | 68,714,000 |
| Interest expense | 6,050,000 | 12,372,000 | 19,550,000 | 27,367,000 |
| Net interest income | 9,868,000 | 20,129,000 | 30,778,000 | 41,347,000 |
| Noninterest income | 2,645,000 | 5,529,000 | 8,632,000 | 12,840,000 |
| Noninterest expense | 8,065,000 | 16,313,000 | 24,757,000 | 33,116,000 |
| Provision for loan losses | -126,000 | 849,000 | 1,165,000 | 896,000 |
| Pretax income | 4,593,000 | 8,297,000 | 13,348,000 | 20,041,000 |
| Income tax | 1,529,000 | 2,745,000 | 4,436,000 | 6,514,000 |
| Net income | 3,064,000 | 5,552,000 | 8,912,000 | 13,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,046,000 | 94,274,000 | 95,786,000 | 98,821,000 |
| Total capital | 98,414,000 | 101,318,000 | 102,883,000 | 105,029,000 |
| Risk-weighted assets | 917,430,000 | 936,924,000 | 953,872,000 | 962,208,000 |
Machine access — free, no API key
Every figure shown here about FIRST UNITED BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.