Call reports 2013
MINNWEST BANK METRO — 2013
What MINNWEST BANK METRO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 236,155,000 | 225,087,000 | 218,513,000 | 212,621,000 |
| Total loans | 155,698,000 | 160,638,000 | 155,095,000 | 168,625,000 |
| Allowance for loan losses | 3,630,000 | 4,060,000 | 4,035,000 | 3,510,000 |
| Securities available for sale | 16,670,000 | 15,995,000 | 13,662,000 | 12,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,662,000 | 184,571,000 | 177,395,000 | 170,062,000 |
| Interest-bearing deposits | 175,907,000 | 166,948,000 | 154,253,000 | 147,084,000 |
| Noninterest-bearing deposits | 19,755,000 | 17,623,000 | 23,142,000 | 22,978,000 |
| Equity capital | 22,139,000 | 21,958,000 | 21,574,000 | 21,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,364,000 | 6,520,000 | 8,787,000 |
| Interest expense | 491,000 | 939,000 | 1,357,000 | 1,726,000 |
| Net interest income | 1,710,000 | 3,425,000 | 5,163,000 | 7,061,000 |
| Noninterest income | 74,000 | 168,000 | -516,000 | -413,000 |
| Noninterest expense | 1,638,000 | 3,631,000 | 5,318,000 | 7,266,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | -235,000 |
| Pretax income | 71,000 | -188,000 | -821,000 | -383,000 |
| Income tax | 19,000 | -96,000 | -356,000 | -174,000 |
| Net income | 52,000 | -92,000 | -465,000 | -209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,516,000 | 21,372,000 | 21,507,000 | 21,763,000 |
| Total capital | 23,687,000 | 23,618,000 | 23,656,000 | 24,058,000 |
| Risk-weighted assets | 172,200,000 | 177,867,000 | 170,040,000 | 182,369,000 |