Call reports 2012
MINNWEST BANK METRO — 2012
What MINNWEST BANK METRO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 227,230,000 | 225,681,000 | 223,395,000 | 242,722,000 |
| Total loans | 157,153,000 | 157,129,000 | 157,303,000 | 151,468,000 |
| Allowance for loan losses | 3,444,000 | 3,378,000 | 3,140,000 | 3,255,000 |
| Securities available for sale | 25,239,000 | 22,690,000 | 18,861,000 | 18,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,126,000 | 182,338,000 | 180,276,000 | 199,220,000 |
| Interest-bearing deposits | 166,306,000 | 164,784,000 | 161,659,000 | 180,932,000 |
| Noninterest-bearing deposits | 15,820,000 | 17,554,000 | 18,617,000 | 18,288,000 |
| Equity capital | 22,149,000 | 21,970,000 | 21,854,000 | 22,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,650,000 | 6,997,000 | 9,280,000 |
| Interest expense | 649,000 | 1,200,000 | 1,681,000 | 2,180,000 |
| Net interest income | 1,620,000 | 3,450,000 | 5,316,000 | 7,100,000 |
| Noninterest income | -48,000 | 113,000 | 80,000 | -7,000 |
| Noninterest expense | 1,973,000 | 4,098,000 | 5,993,000 | 8,021,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | -551,000 | -835,000 | -972,000 | -1,378,000 |
| Income tax | -220,000 | -334,000 | -386,000 | -546,000 |
| Net income | -331,000 | -501,000 | -586,000 | -832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,244,000 | 20,420,000 | 21,200,000 | 21,463,000 |
| Total capital | 22,431,000 | 22,612,000 | 23,400,000 | 23,566,000 |
| Risk-weighted assets | 173,725,000 | 174,140,000 | 175,065,000 | 166,765,000 |