Call reports 2011
MINNWEST BANK METRO — 2011
What MINNWEST BANK METRO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 260,547,000 | 259,940,000 | 243,860,000 | 234,749,000 |
| Total loans | 158,055,000 | 152,376,000 | 153,566,000 | 155,088,000 |
| Allowance for loan losses | 4,788,000 | 4,513,000 | 4,456,000 | 3,447,000 |
| Securities available for sale | 36,627,000 | 40,020,000 | 37,110,000 | 29,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,452,000 | 214,687,000 | 198,573,000 | 189,048,000 |
| Interest-bearing deposits | 201,232,000 | 197,241,000 | 182,054,000 | 172,749,000 |
| Noninterest-bearing deposits | 14,220,000 | 17,446,000 | 16,519,000 | 16,299,000 |
| Equity capital | 21,509,000 | 21,940,000 | 22,122,000 | 22,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,082,000 | 7,372,000 | 9,667,000 |
| Interest expense | 991,000 | 1,917,000 | 2,761,000 | 3,504,000 |
| Net interest income | 1,527,000 | 3,165,000 | 4,611,000 | 6,163,000 |
| Noninterest income | -23,000 | -1,047,000 | -2,270,000 | -2,703,000 |
| Noninterest expense | 2,164,000 | 4,488,000 | 6,844,000 | 9,783,000 |
| Provision for loan losses | 330,000 | 660,000 | 660,000 | 660,000 |
| Pretax income | -990,000 | -3,030,000 | -5,163,000 | -6,983,000 |
| Income tax | -381,000 | -1,187,000 | -2,021,000 | -2,738,000 |
| Net income | -609,000 | -1,843,000 | -3,142,000 | -4,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,601,000 | 19,906,000 | 19,974,000 | 20,466,000 |
| Total capital | 21,953,000 | 22,161,000 | 22,186,000 | 22,627,000 |
| Risk-weighted assets | 185,724,000 | 178,179,000 | 174,739,000 | 171,556,000 |