Call reports 2010
MINNWEST BANK METRO — 2010
What MINNWEST BANK METRO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 328,766,000 | 305,899,000 | 293,648,000 | 268,930,000 |
| Total loans | 209,076,000 | 201,547,000 | 186,068,000 | 164,399,000 |
| Allowance for loan losses | 3,317,000 | 4,676,000 | 4,684,000 | 4,562,000 |
| Securities available for sale | 44,856,000 | 38,168,000 | 33,362,000 | 35,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,769,000 | 252,889,000 | 247,419,000 | 224,923,000 |
| Interest-bearing deposits | 258,511,000 | 238,201,000 | 232,237,000 | 209,016,000 |
| Noninterest-bearing deposits | 14,258,000 | 14,688,000 | 15,182,000 | 15,907,000 |
| Equity capital | 24,973,000 | 24,718,000 | 20,712,000 | 20,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,557,000 | 6,902,000 | 9,942,000 | 12,695,000 |
| Interest expense | 1,443,000 | 2,779,000 | 4,038,000 | 5,158,000 |
| Net interest income | 2,114,000 | 4,123,000 | 5,904,000 | 7,537,000 |
| Noninterest income | 17,000 | -657,000 | -1,196,000 | -1,645,000 |
| Noninterest expense | 2,482,000 | 5,161,000 | 10,384,000 | 13,210,000 |
| Provision for loan losses | 441,000 | 1,940,000 | 6,056,000 | 7,147,000 |
| Pretax income | -792,000 | -3,635,000 | -11,732,000 | -14,465,000 |
| Income tax | -307,000 | -1,424,000 | -3,579,000 | -4,652,000 |
| Net income | -485,000 | -2,211,000 | -8,153,000 | -9,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,675,000 | 21,480,000 | 19,975,000 | 18,692,000 |
| Total capital | 24,561,000 | 24,339,000 | 22,690,000 | 21,146,000 |
| Risk-weighted assets | 230,457,000 | 227,560,000 | 215,203,000 | 194,235,000 |