Call reports 2009
MINNWEST BANK METRO — 2009
What MINNWEST BANK METRO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 303,349,000 | 335,529,000 | 347,333,000 | 341,832,000 |
| Total loans | 252,725,000 | 245,328,000 | 237,171,000 | 220,692,000 |
| Allowance for loan losses | 2,672,000 | 3,022,000 | 4,540,000 | 3,531,000 |
| Securities available for sale | 22,118,000 | 22,184,000 | 33,872,000 | 38,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,583,000 | 258,901,000 | 282,497,000 | 281,709,000 |
| Interest-bearing deposits | 214,522,000 | 246,288,000 | 268,433,000 | 264,300,000 |
| Noninterest-bearing deposits | 13,061,000 | 12,612,000 | 14,064,000 | 17,409,000 |
| Equity capital | 28,712,000 | 31,283,000 | 28,714,000 | 25,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,008,000 | 8,111,000 | 11,957,000 | 15,493,000 |
| Interest expense | 1,785,000 | 3,571,000 | 5,522,000 | 7,364,000 |
| Net interest income | 2,223,000 | 4,540,000 | 6,435,000 | 8,129,000 |
| Noninterest income | 165,000 | 221,000 | -207,000 | -334,000 |
| Noninterest expense | 2,216,000 | 4,749,000 | 7,238,000 | 10,333,000 |
| Provision for loan losses | 450,000 | 765,000 | 6,120,000 | 9,835,000 |
| Pretax income | -278,000 | -753,000 | -7,130,000 | -12,373,000 |
| Income tax | -128,000 | -332,000 | -2,832,000 | -4,907,000 |
| Net income | -150,000 | -421,000 | -4,298,000 | -7,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,302,000 | 27,853,000 | 25,267,000 | 22,128,000 |
| Total capital | 27,974,000 | 30,875,000 | 28,479,000 | 25,142,000 |
| Risk-weighted assets | 260,687,000 | 270,114,000 | 255,593,000 | 240,585,000 |