Call reports 2021
CENTRAL BANK OF SEDALIA — 2021
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 572,841,000 | 566,035,000 | 559,395,000 |
| Total loans | 279,840,000 | 289,715,000 | 277,960,000 |
| Allowance for loan losses | 5,138,000 | 5,215,000 | 5,163,000 |
| Securities available for sale | 149,670,000 | 156,962,000 | 154,946,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 502,686,000 | 496,625,000 | 488,328,000 |
| Interest-bearing deposits | 357,715,000 | 356,893,000 | 344,579,000 |
| Noninterest-bearing deposits | 144,971,000 | 139,732,000 | 143,749,000 |
| Equity capital | 45,602,000 | 45,270,000 | 44,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 3,824,000 | 7,728,000 | 12,096,000 |
| Interest expense | 259,000 | 504,000 | 678,000 |
| Net interest income | 3,565,000 | 7,224,000 | 11,418,000 |
| Noninterest income | 1,367,000 | 2,742,000 | 4,432,000 |
| Noninterest expense | 2,886,000 | 5,643,000 | 8,603,000 |
| Provision for loan losses | 122,000 | 250,000 | 250,000 |
| Pretax income | 1,892,000 | 4,070,000 | 6,999,000 |
| Income tax | 436,000 | 942,000 | 1,626,000 |
| Net income | 1,456,000 | 3,128,000 | 5,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 42,554,000 | 42,235,000 | 41,289,000 |
| Total capital | 46,182,000 | 45,890,000 | 44,878,000 |
| Risk-weighted assets | 288,700,000 | 290,773,000 | 285,492,000 |