Call reports 2020
CENTRAL BANK OF SEDALIA — 2020
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 423,637,000 | 508,988,000 | 523,892,000 | 552,084,000 |
| Total loans | 290,565,000 | 295,430,000 | 299,178,000 | 286,110,000 |
| Allowance for loan losses | 4,693,000 | 4,861,000 | 5,106,000 | 5,080,000 |
| Securities available for sale | 104,133,000 | 140,027,000 | 152,475,000 | 168,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,159,000 | 444,625,000 | 454,390,000 | 482,061,000 |
| Interest-bearing deposits | 278,583,000 | 336,675,000 | 338,253,000 | 358,780,000 |
| Noninterest-bearing deposits | 84,576,000 | 107,950,000 | 116,137,000 | 123,281,000 |
| Equity capital | 38,879,000 | 40,802,000 | 42,540,000 | 44,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,513,000 | 8,646,000 | 12,757,000 | 16,982,000 |
| Interest expense | 584,000 | 1,014,000 | 1,401,000 | 1,713,000 |
| Net interest income | 3,929,000 | 7,632,000 | 11,356,000 | 15,269,000 |
| Noninterest income | 1,186,000 | 2,313,000 | 3,841,000 | 5,341,000 |
| Noninterest expense | 2,561,000 | 5,233,000 | 7,895,000 | 10,572,000 |
| Provision for loan losses | 158,000 | 397,000 | 656,000 | 698,000 |
| Pretax income | 2,396,000 | 4,315,000 | 6,646,000 | 9,340,000 |
| Income tax | 548,000 | 987,000 | 1,524,000 | 2,150,000 |
| Net income | 1,848,000 | 3,328,000 | 5,122,000 | 7,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,721,000 | 37,211,000 | 39,014,000 | 41,089,000 |
| Total capital | 39,646,000 | 41,222,000 | 42,819,000 | 44,861,000 |
| Risk-weighted assets | 313,159,000 | 320,019,000 | 303,032,000 | 300,420,000 |