Call reports 2019
CENTRAL BANK OF SEDALIA — 2019
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 409,290,000 | 412,333,000 | 424,144,000 | 429,034,000 |
| Total loans | 300,825,000 | 299,090,000 | 298,080,000 | 298,473,000 |
| Allowance for loan losses | 4,686,000 | 4,723,000 | 4,749,000 | 4,696,000 |
| Securities available for sale | 78,154,000 | 85,020,000 | 99,942,000 | 95,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,018,000 | 350,499,000 | 361,772,000 | 367,898,000 |
| Interest-bearing deposits | 263,765,000 | 268,027,000 | 272,527,000 | 284,749,000 |
| Noninterest-bearing deposits | 87,253,000 | 82,472,000 | 89,245,000 | 83,149,000 |
| Equity capital | 38,155,000 | 39,072,000 | 39,009,000 | 38,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,453,000 | 9,122,000 | 13,836,000 | 18,522,000 |
| Interest expense | 553,000 | 1,143,000 | 1,783,000 | 2,382,000 |
| Net interest income | 3,900,000 | 7,979,000 | 12,053,000 | 16,140,000 |
| Noninterest income | 1,129,000 | 2,704,000 | 3,989,000 | 5,449,000 |
| Noninterest expense | 2,635,000 | 5,308,000 | 8,017,000 | 10,633,000 |
| Provision for loan losses | 134,000 | 270,000 | 409,000 | 501,000 |
| Pretax income | 2,260,000 | 5,105,000 | 7,616,000 | 10,455,000 |
| Income tax | 541,000 | 1,230,000 | 1,834,000 | 2,581,000 |
| Net income | 1,719,000 | 3,875,000 | 5,782,000 | 7,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,503,000 | 36,168,000 | 36,084,000 | 35,665,000 |
| Total capital | 39,472,000 | 40,106,000 | 40,002,000 | 39,576,000 |
| Risk-weighted assets | 316,758,000 | 314,251,000 | 312,547,000 | 312,033,000 |