Call reports 2018
CENTRAL BANK OF SEDALIA — 2018
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 404,951,000 | 403,927,000 | 401,698,000 | 403,233,000 |
| Total loans | 304,136,000 | 307,712,000 | 305,540,000 | 304,549,000 |
| Allowance for loan losses | 4,719,000 | 4,646,000 | 4,702,000 | 4,674,000 |
| Securities available for sale | 74,216,000 | 74,014,000 | 71,289,000 | 73,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,788,000 | 352,270,000 | 339,825,000 | 344,052,000 |
| Interest-bearing deposits | 271,141,000 | 266,042,000 | 254,856,000 | 263,029,000 |
| Noninterest-bearing deposits | 85,647,000 | 86,228,000 | 84,969,000 | 81,023,000 |
| Equity capital | 39,072,000 | 39,296,000 | 38,226,000 | 37,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,000,000 | 8,196,000 | 12,459,000 | 16,938,000 |
| Interest expense | 265,000 | 547,000 | 861,000 | 1,318,000 |
| Net interest income | 3,735,000 | 7,649,000 | 11,598,000 | 15,620,000 |
| Noninterest income | 1,083,000 | 2,239,000 | 3,409,000 | 4,557,000 |
| Noninterest expense | 2,598,000 | 5,234,000 | 7,872,000 | 10,355,000 |
| Provision for loan losses | 80,000 | 171,000 | 289,000 | 411,000 |
| Pretax income | 2,140,000 | 4,483,000 | 6,842,000 | 9,408,000 |
| Income tax | 510,000 | 1,069,000 | 1,632,000 | 2,202,000 |
| Net income | 1,630,000 | 3,414,000 | 5,210,000 | 7,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,624,000 | 36,940,000 | 36,019,000 | 35,275,000 |
| Total capital | 40,758,000 | 41,106,000 | 40,043,000 | 39,369,000 |
| Risk-weighted assets | 330,067,000 | 332,698,000 | 321,135,000 | 326,889,000 |