Call reports 2017
CENTRAL BANK OF SEDALIA — 2017
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 412,915,000 | 410,232,000 | 410,795,000 | 415,497,000 |
| Total loans | 298,773,000 | 301,418,000 | 303,791,000 | 301,516,000 |
| Allowance for loan losses | 4,770,000 | 4,795,000 | 4,730,000 | 4,777,000 |
| Securities available for sale | 95,788,000 | 91,237,000 | 87,506,000 | 79,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,376,000 | 361,613,000 | 360,802,000 | 370,181,000 |
| Interest-bearing deposits | 276,290,000 | 272,825,000 | 271,244,000 | 282,191,000 |
| Noninterest-bearing deposits | 87,086,000 | 88,788,000 | 89,558,000 | 87,990,000 |
| Equity capital | 38,311,000 | 38,474,000 | 38,424,000 | 37,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,711,000 | 7,531,000 | 11,501,000 | 15,528,000 |
| Interest expense | 186,000 | 384,000 | 609,000 | 847,000 |
| Net interest income | 3,525,000 | 7,147,000 | 10,892,000 | 14,681,000 |
| Noninterest income | 1,095,000 | 2,326,000 | 3,512,000 | 4,724,000 |
| Noninterest expense | 2,529,000 | 5,058,000 | 7,638,000 | 10,156,000 |
| Provision for loan losses | 82,000 | 169,000 | 262,000 | 456,000 |
| Pretax income | 2,009,000 | 4,242,000 | 6,505,000 | 8,794,000 |
| Income tax | 710,000 | 1,508,000 | 2,323,000 | 3,525,000 |
| Net income | 1,299,000 | 2,734,000 | 4,182,000 | 5,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,297,000 | 35,463,000 | 35,444,000 | 34,975,000 |
| Total capital | 39,342,000 | 39,487,000 | 39,495,000 | 39,129,000 |
| Risk-weighted assets | 322,791,000 | 321,095,000 | 323,301,000 | 331,633,000 |