Call reports 2016
CENTRAL BANK OF SEDALIA — 2016
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 412,583,000 | 408,614,000 | 411,415,000 | 418,245,000 |
| Total loans | 277,886,000 | 284,990,000 | 298,012,000 | 299,606,000 |
| Allowance for loan losses | 4,841,000 | 4,910,000 | 4,942,000 | 4,762,000 |
| Securities available for sale | 109,245,000 | 102,201,000 | 92,267,000 | 90,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,748,000 | 345,541,000 | 344,567,000 | 367,199,000 |
| Interest-bearing deposits | 274,744,000 | 267,719,000 | 264,191,000 | 284,642,000 |
| Noninterest-bearing deposits | 73,004,000 | 77,822,000 | 80,376,000 | 82,557,000 |
| Equity capital | 37,318,000 | 37,342,000 | 37,157,000 | 38,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,613,000 | 7,288,000 | 10,989,000 | 14,713,000 |
| Interest expense | 159,000 | 317,000 | 469,000 | 632,000 |
| Net interest income | 3,454,000 | 6,971,000 | 10,520,000 | 14,081,000 |
| Noninterest income | 1,137,000 | 2,548,000 | 3,650,000 | 4,805,000 |
| Noninterest expense | 2,523,000 | 5,194,000 | 7,790,000 | 10,154,000 |
| Provision for loan losses | 80,000 | 166,000 | 262,000 | 252,000 |
| Pretax income | 1,984,000 | 4,155,000 | 6,114,000 | 8,476,000 |
| Income tax | 685,000 | 1,444,000 | 2,132,000 | 2,969,000 |
| Net income | 1,299,000 | 2,711,000 | 3,982,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,707,000 | 33,647,000 | 33,646,000 | 35,198,000 |
| Total capital | 37,635,000 | 37,545,000 | 37,659,000 | 39,314,000 |
| Risk-weighted assets | 313,211,000 | 310,717,000 | 320,066,000 | 328,555,000 |