Call reports 2014
CENTRAL BANK OF SEDALIA — 2014
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 421,938,000 | 415,758,000 | 390,575,000 | 385,017,000 |
| Total loans | 240,524,000 | 244,887,000 | 246,532,000 | 244,002,000 |
| Allowance for loan losses | 5,158,000 | 5,221,000 | 5,238,000 | 4,706,000 |
| Securities available for sale | 154,739,000 | 103,876,000 | 100,250,000 | 96,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,233,000 | 372,074,000 | 346,483,000 | 341,066,000 |
| Interest-bearing deposits | 309,156,000 | 304,049,000 | 279,089,000 | 268,765,000 |
| Noninterest-bearing deposits | 68,077,000 | 68,025,000 | 67,394,000 | 72,301,000 |
| Equity capital | 36,245,000 | 36,645,000 | 36,607,000 | 36,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,039,000 | 10,636,000 | 14,244,000 |
| Interest expense | 206,000 | 398,000 | 568,000 | 726,000 |
| Net interest income | 3,260,000 | 6,641,000 | 10,068,000 | 13,518,000 |
| Noninterest income | 990,000 | 2,054,000 | 3,161,000 | 4,437,000 |
| Noninterest expense | 2,424,000 | 4,874,000 | 7,366,000 | 9,701,000 |
| Provision for loan losses | 161,000 | 323,000 | 384,000 | 98,000 |
| Pretax income | 1,668,000 | 3,551,000 | 5,530,000 | 8,207,000 |
| Income tax | 544,000 | 1,174,000 | 1,843,000 | 2,781,000 |
| Net income | 1,124,000 | 2,377,000 | 3,687,000 | 5,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,571,000 | 32,749,000 | 32,847,000 | 32,997,000 |
| Total capital | 36,008,000 | 36,162,000 | 36,295,000 | 36,499,000 |
| Risk-weighted assets | 273,143,000 | 271,154,000 | 274,014,000 | 278,896,000 |