Call reports 2013
CENTRAL BANK OF SEDALIA — 2013
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 422,731,000 | 412,633,000 | 408,723,000 | 380,273,000 |
| Total loans | 255,300,000 | 250,690,000 | 247,746,000 | 242,503,000 |
| Allowance for loan losses | 5,148,000 | 5,199,000 | 5,242,000 | 5,035,000 |
| Securities available for sale | 136,320,000 | 122,236,000 | 118,030,000 | 85,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,918,000 | 369,532,000 | 365,210,000 | 337,815,000 |
| Interest-bearing deposits | 314,483,000 | 305,443,000 | 298,670,000 | 264,946,000 |
| Noninterest-bearing deposits | 62,435,000 | 64,089,000 | 66,540,000 | 72,869,000 |
| Equity capital | 37,325,000 | 36,460,000 | 36,380,000 | 36,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,902,000 | 7,699,000 | 11,402,000 | 15,048,000 |
| Interest expense | 323,000 | 611,000 | 852,000 | 1,070,000 |
| Net interest income | 3,579,000 | 7,088,000 | 10,550,000 | 13,978,000 |
| Noninterest income | 1,212,000 | 2,436,000 | 3,717,000 | 4,947,000 |
| Noninterest expense | 2,431,000 | 5,008,000 | 7,612,000 | 9,929,000 |
| Provision for loan losses | 382,000 | 615,000 | 779,000 | 794,000 |
| Pretax income | 1,978,000 | 4,356,000 | 6,375,000 | 8,701,000 |
| Income tax | 655,000 | 1,461,000 | 2,145,000 | 2,950,000 |
| Net income | 1,323,000 | 2,895,000 | 4,230,000 | 5,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,177,000 | 32,604,000 | 32,740,000 | 32,548,000 |
| Total capital | 35,796,000 | 36,118,000 | 36,178,000 | 35,921,000 |
| Risk-weighted assets | 287,955,000 | 279,324,000 | 273,185,000 | 268,110,000 |