Call reports 2012
CENTRAL BANK OF SEDALIA — 2012
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 420,009,000 | 414,518,000 | 408,316,000 | 400,492,000 |
| Total loans | 240,414,000 | 248,876,000 | 248,603,000 | 253,496,000 |
| Allowance for loan losses | 4,315,000 | 4,422,000 | 4,693,000 | 4,891,000 |
| Securities available for sale | 152,098,000 | 141,027,000 | 123,611,000 | 119,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,896,000 | 362,065,000 | 361,160,000 | 346,902,000 |
| Interest-bearing deposits | 305,719,000 | 299,638,000 | 298,311,000 | 275,636,000 |
| Noninterest-bearing deposits | 63,177,000 | 62,427,000 | 62,849,000 | 71,266,000 |
| Equity capital | 37,232,000 | 37,230,000 | 38,881,000 | 37,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,065,000 | 8,239,000 | 12,299,000 | 16,205,000 |
| Interest expense | 410,000 | 801,000 | 1,165,000 | 1,489,000 |
| Net interest income | 3,655,000 | 7,438,000 | 11,134,000 | 14,716,000 |
| Noninterest income | 1,261,000 | 2,441,000 | 3,680,000 | 5,183,000 |
| Noninterest expense | 2,526,000 | 4,995,000 | 7,547,000 | 9,985,000 |
| Provision for loan losses | 314,000 | 655,000 | 1,051,000 | 1,544,000 |
| Pretax income | 2,078,000 | 4,261,000 | 6,248,000 | 8,400,000 |
| Income tax | 693,000 | 1,420,000 | 2,045,000 | 2,768,000 |
| Net income | 1,385,000 | 2,841,000 | 4,203,000 | 5,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,123,000 | 32,010,000 | 33,410,000 | 32,121,000 |
| Total capital | 35,695,000 | 35,538,000 | 36,823,000 | 35,675,000 |
| Risk-weighted assets | 284,940,000 | 281,258,000 | 271,718,000 | 282,919,000 |