Call reports 2011
CENTRAL BANK OF SEDALIA — 2011
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 309,815,000 | 312,674,000 | 325,043,000 | 400,967,000 |
| Total loans | 182,953,000 | 184,997,000 | 191,110,000 | 231,533,000 |
| Allowance for loan losses | 4,100,000 | 3,783,000 | 3,924,000 | 4,054,000 |
| Securities available for sale | 96,490,000 | 100,249,000 | 95,778,000 | 119,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,220,000 | 278,624,000 | 278,065,000 | 355,680,000 |
| Interest-bearing deposits | 234,585,000 | 232,331,000 | 229,070,000 | 276,777,000 |
| Noninterest-bearing deposits | 42,635,000 | 46,293,000 | 48,995,000 | 78,903,000 |
| Equity capital | 24,991,000 | 25,770,000 | 38,173,000 | 37,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,357,000 | 6,758,000 | 10,271,000 | 14,360,000 |
| Interest expense | 500,000 | 966,000 | 1,398,000 | 1,834,000 |
| Net interest income | 2,857,000 | 5,792,000 | 8,873,000 | 12,526,000 |
| Noninterest income | 901,000 | 1,818,000 | 2,763,000 | 3,905,000 |
| Noninterest expense | 2,068,000 | 4,152,000 | 6,234,000 | 9,248,000 |
| Provision for loan losses | 196,000 | 401,000 | 611,000 | 1,127,000 |
| Pretax income | 1,494,000 | 3,057,000 | 4,791,000 | 6,036,000 |
| Income tax | 526,000 | 1,064,000 | 1,652,000 | 2,025,000 |
| Net income | 968,000 | 1,993,000 | 3,139,000 | 4,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,555,000 | 23,735,000 | 35,869,000 | 31,903,000 |
| Total capital | 26,037,000 | 26,275,000 | 38,474,000 | 35,054,000 |
| Risk-weighted assets | 196,857,000 | 201,890,000 | 207,020,000 | 251,111,000 |