Call reports 2010
CENTRAL BANK OF SEDALIA — 2010
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 314,570,000 | 308,938,000 | 314,793,000 | 316,548,000 |
| Total loans | 193,380,000 | 193,095,000 | 191,246,000 | 188,966,000 |
| Allowance for loan losses | 3,562,000 | 3,701,000 | 3,760,000 | 3,988,000 |
| Securities available for sale | 83,925,000 | 84,996,000 | 86,417,000 | 95,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,032,000 | 276,121,000 | 280,923,000 | 276,746,000 |
| Interest-bearing deposits | 242,568,000 | 235,550,000 | 235,239,000 | 230,077,000 |
| Noninterest-bearing deposits | 39,464,000 | 40,571,000 | 45,684,000 | 46,669,000 |
| Equity capital | 23,969,000 | 24,700,000 | 25,094,000 | 24,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,614,000 | 7,262,000 | 10,853,000 | 14,288,000 |
| Interest expense | 710,000 | 1,374,000 | 1,984,000 | 2,532,000 |
| Net interest income | 2,904,000 | 5,888,000 | 8,869,000 | 11,756,000 |
| Noninterest income | 874,000 | 1,762,000 | 2,869,000 | 4,057,000 |
| Noninterest expense | 2,102,000 | 4,186,000 | 6,405,000 | 8,343,000 |
| Provision for loan losses | 223,000 | 400,000 | 628,000 | 950,000 |
| Pretax income | 1,453,000 | 3,067,000 | 4,708,000 | 6,523,000 |
| Income tax | 521,000 | 1,098,000 | 1,699,000 | 2,359,000 |
| Net income | 932,000 | 1,969,000 | 3,009,000 | 4,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,110,000 | 22,532,000 | 22,964,000 | 23,525,000 |
| Total capital | 24,700,000 | 25,113,000 | 25,536,000 | 26,061,000 |
| Risk-weighted assets | 206,159,000 | 205,345,000 | 204,495,000 | 201,393,000 |