Call reports 2009
CENTRAL BANK OF SEDALIA — 2009
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 277,138,000 | 281,310,000 | 288,497,000 | 306,421,000 |
| Total loans | 197,391,000 | 191,026,000 | 196,319,000 | 193,651,000 |
| Allowance for loan losses | 3,318,000 | 3,418,000 | 3,265,000 | 3,532,000 |
| Securities available for sale | 63,247,000 | 73,528,000 | 70,869,000 | 76,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,313,000 | 246,709,000 | 253,871,000 | 274,104,000 |
| Interest-bearing deposits | 205,022,000 | 207,437,000 | 212,802,000 | 229,391,000 |
| Noninterest-bearing deposits | 40,291,000 | 39,272,000 | 41,069,000 | 44,713,000 |
| Equity capital | 23,088,000 | 23,247,000 | 23,477,000 | 23,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,797,000 | 7,515,000 | 11,275,000 | 15,000,000 |
| Interest expense | 922,000 | 1,816,000 | 2,679,000 | 3,468,000 |
| Net interest income | 2,875,000 | 5,699,000 | 8,596,000 | 11,532,000 |
| Noninterest income | 1,017,000 | 2,104,000 | 3,066,000 | 4,050,000 |
| Noninterest expense | 1,891,000 | 4,026,000 | 6,133,000 | 7,981,000 |
| Provision for loan losses | 152,000 | 381,000 | 692,000 | 1,298,000 |
| Pretax income | 1,849,000 | 3,396,000 | 4,837,000 | 6,303,000 |
| Income tax | 669,000 | 1,225,000 | 1,742,000 | 2,271,000 |
| Net income | 1,180,000 | 2,171,000 | 3,095,000 | 4,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,463,000 | 21,418,000 | 21,442,000 | 21,771,000 |
| Total capital | 23,950,000 | 23,880,000 | 23,962,000 | 24,317,000 |
| Risk-weighted assets | 198,081,000 | 196,003,000 | 200,835,000 | 202,662,000 |