Call reports 2005
CENTRAL BANK OF SEDALIA — 2005
What CENTRAL BANK OF SEDALIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 245,979,000 | 250,415,000 | 246,173,000 | 258,288,000 |
| Total loans | 166,562,000 | 174,764,000 | 180,101,000 | 181,160,000 |
| Allowance for loan losses | 3,185,000 | 3,208,000 | 3,234,000 | 3,234,000 |
| Securities available for sale | 62,493,000 | 60,869,000 | 54,813,000 | 58,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,307,000 | 216,739,000 | 211,763,000 | 225,632,000 |
| Interest-bearing deposits | 177,388,000 | 179,284,000 | 173,592,000 | 186,603,000 |
| Noninterest-bearing deposits | 35,919,000 | 37,455,000 | 38,171,000 | 39,029,000 |
| Equity capital | 20,845,000 | 21,232,000 | 21,249,000 | 21,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,200,000 | 6,564,000 | 10,081,000 | 13,705,000 |
| Interest expense | 915,000 | 1,894,000 | 2,991,000 | 4,221,000 |
| Net interest income | 2,285,000 | 4,670,000 | 7,090,000 | 9,484,000 |
| Noninterest income | 693,000 | 1,522,000 | 2,353,000 | 3,268,000 |
| Noninterest expense | 1,683,000 | 3,396,000 | 5,109,000 | 6,801,000 |
| Provision for loan losses | 62,000 | 142,000 | 233,000 | 318,000 |
| Pretax income | 1,233,000 | 2,654,000 | 4,101,000 | 5,633,000 |
| Income tax | 442,000 | 960,000 | 1,486,000 | 2,044,000 |
| Net income | 791,000 | 1,694,000 | 2,615,000 | 3,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,498,000 | 20,501,000 | 20,672,000 | 20,646,000 |
| Total capital | 22,590,000 | 22,687,000 | 22,896,000 | 22,918,000 |
| Risk-weighted assets | 166,245,000 | 173,853,000 | 176,889,000 | 180,748,000 |
Machine access — free, no API key
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