Call reports 2025
FARMERS SAVINGS BANK — 2025
What FARMERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 198,874,000 | 200,970,000 | 206,038,000 | 213,388,000 |
| Total loans | 153,648,000 | 156,084,000 | 160,207,000 | 167,817,000 |
| Allowance for loan losses | 2,159,000 | 2,210,000 | 2,261,000 | 2,207,000 |
| Securities available for sale | 36,057,000 | 34,845,000 | 35,027,000 | 34,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,589,000 | 160,636,000 | 159,357,000 | 166,931,000 |
| Interest-bearing deposits | 136,354,000 | 132,256,000 | 136,469,000 | 140,806,000 |
| Noninterest-bearing deposits | 24,235,000 | 28,380,000 | 22,888,000 | 26,125,000 |
| Equity capital | 22,491,000 | 22,796,000 | 23,853,000 | 24,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,416,000 | 4,990,000 | 7,628,000 | 10,460,000 |
| Interest expense | 1,107,000 | 2,239,000 | 3,383,000 | 4,549,000 |
| Net interest income | 1,309,000 | 2,751,000 | 4,245,000 | 5,911,000 |
| Noninterest income | 57,000 | 119,000 | 199,000 | 279,000 |
| Noninterest expense | 925,000 | 1,915,000 | 2,853,000 | 3,885,000 |
| Provision for loan losses | 25,000 | 75,000 | 125,000 | 175,000 |
| Pretax income | 203,000 | 667,000 | 1,253,000 | 1,917,000 |
| Income tax | 69,000 | 159,000 | 248,000 | 407,000 |
| Net income | 134,000 | 508,000 | 1,005,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,065,000 | 25,439,000 | 25,936,000 | 26,441,000 |