Call reports 2024
FARMERS SAVINGS BANK — 2024
What FARMERS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 192,303,000 | 196,966,000 | 197,923,000 | 198,350,000 |
| Total loans | 141,934,000 | 147,011,000 | 148,847,000 | 152,682,000 |
| Allowance for loan losses | 2,103,000 | 2,140,000 | 2,141,000 | 2,135,000 |
| Securities available for sale | 41,441,000 | 39,440,000 | 39,502,000 | 36,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,579,000 | 162,649,000 | 168,270,000 | 169,181,000 |
| Interest-bearing deposits | 129,883,000 | 137,402,000 | 143,262,000 | 143,706,000 |
| Noninterest-bearing deposits | 24,696,000 | 25,247,000 | 25,008,000 | 25,475,000 |
| Equity capital | 21,295,000 | 21,393,000 | 22,276,000 | 22,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,154,000 | 4,447,000 | 6,865,000 | 9,353,000 |
| Interest expense | 1,154,000 | 2,466,000 | 3,797,000 | 5,074,000 |
| Net interest income | 1,000,000 | 1,981,000 | 3,068,000 | 4,279,000 |
| Noninterest income | 53,000 | 111,000 | 215,000 | 271,000 |
| Noninterest expense | 896,000 | 1,822,000 | 2,717,000 | 3,609,000 |
| Provision for loan losses | 37,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 120,000 | 195,000 | 491,000 | 866,000 |
| Income tax | 34,000 | 80,000 | 126,000 | 159,000 |
| Net income | 86,000 | 115,000 | 365,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,310,000 | 24,340,000 | 24,590,000 | 24,931,000 |