Call reports 2023
FARMERS SAVINGS BANK — 2023
What FARMERS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 178,933,000 | 185,864,000 | 186,770,000 | 188,719,000 |
| Total loans | 121,933,000 | 126,782,000 | 133,368,000 | 135,560,000 |
| Allowance for loan losses | 1,897,000 | 1,949,000 | 2,023,000 | 2,025,000 |
| Securities available for sale | 46,747,000 | 44,234,000 | 41,969,000 | 43,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,867,000 | 152,227,000 | 148,514,000 | 152,811,000 |
| Interest-bearing deposits | 116,440,000 | 125,893,000 | 122,543,000 | 126,024,000 |
| Noninterest-bearing deposits | 29,427,000 | 26,334,000 | 25,971,000 | 26,787,000 |
| Equity capital | 20,154,000 | 20,290,000 | 19,503,000 | 21,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,568,000 | 5,606,000 | 7,701,000 |
| Interest expense | 482,000 | 1,126,000 | 2,033,000 | 3,093,000 |
| Net interest income | 1,234,000 | 2,442,000 | 3,573,000 | 4,608,000 |
| Noninterest income | 62,000 | 134,000 | 300,000 | 360,000 |
| Noninterest expense | 849,000 | 1,737,000 | 2,622,000 | 3,458,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 100,000 |
| Pretax income | 447,000 | 789,000 | 1,151,000 | 1,410,000 |
| Income tax | 116,000 | 198,000 | 281,000 | 324,000 |
| Net income | 331,000 | 591,000 | 870,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,470,000 | 23,730,000 | 24,009,000 | 24,224,000 |