Call reports 2022
FARMERS SAVINGS BANK — 2022
What FARMERS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,839,000 | 171,602,000 | 172,359,000 | 181,254,000 |
| Total loans | 105,595,000 | 108,055,000 | 114,369,000 | 122,343,000 |
| Allowance for loan losses | 1,748,000 | 1,829,000 | 1,902,000 | 1,896,000 |
| Securities available for sale | 50,413,000 | 49,041,000 | 46,766,000 | 47,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,656,000 | 142,648,000 | 136,134,000 | 143,890,000 |
| Interest-bearing deposits | 109,948,000 | 110,157,000 | 105,987,000 | 113,676,000 |
| Noninterest-bearing deposits | 30,708,000 | 32,491,000 | 30,147,000 | 30,214,000 |
| Equity capital | 19,824,000 | 18,876,000 | 17,711,000 | 19,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,654,000 | 4,152,000 | 5,806,000 |
| Interest expense | 152,000 | 303,000 | 504,000 | 777,000 |
| Net interest income | 1,158,000 | 2,351,000 | 3,648,000 | 5,029,000 |
| Noninterest income | 57,000 | 130,000 | 227,000 | 286,000 |
| Noninterest expense | 783,000 | 1,626,000 | 2,421,000 | 3,266,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 357,000 | 705,000 | 1,229,000 | 1,824,000 |
| Income tax | 114,000 | 216,000 | 318,000 | 340,000 |
| Net income | 243,000 | 489,000 | 911,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,898,000 | 22,144,000 | 22,566,000 | 23,139,000 |