Call reports 2021
FARMERS SAVINGS BANK — 2021
What FARMERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 153,198,000 | 165,351,000 | 166,106,000 | 169,121,000 |
| Total loans | 96,912,000 | 97,698,000 | 98,584,000 | 105,778,000 |
| Allowance for loan losses | 1,489,000 | 1,544,000 | 1,612,000 | 1,688,000 |
| Securities available for sale | 39,180,000 | 41,478,000 | 48,488,000 | 53,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,826,000 | 131,646,000 | 132,768,000 | 136,270,000 |
| Interest-bearing deposits | 91,669,000 | 103,398,000 | 103,928,000 | 106,843,000 |
| Noninterest-bearing deposits | 28,157,000 | 28,248,000 | 28,840,000 | 29,426,000 |
| Equity capital | 20,711,000 | 21,150,000 | 21,746,000 | 21,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,477,000 | 4,305,000 | 5,598,000 |
| Interest expense | 227,000 | 463,000 | 637,000 | 802,000 |
| Net interest income | 1,004,000 | 2,014,000 | 3,668,000 | 4,796,000 |
| Noninterest income | 46,000 | 100,000 | 195,000 | 252,000 |
| Noninterest expense | 767,000 | 1,444,000 | 2,282,000 | 3,096,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 208,000 | 520,000 | 1,356,000 | 1,652,000 |
| Income tax | 94,000 | 178,000 | 302,000 | 339,000 |
| Net income | 114,000 | 342,000 | 1,054,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,456,000 | 20,684,000 | 21,396,000 | 21,655,000 |