Call reports 2020
FARMERS SAVINGS BANK — 2020
What FARMERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 134,546,000 | 139,489,000 | 144,274,000 | 145,842,000 |
| Total loans | 105,781,000 | 109,052,000 | 107,205,000 | 102,329,000 |
| Allowance for loan losses | 1,306,000 | 1,333,000 | 1,314,000 | 1,413,000 |
| Securities available for sale | 20,612,000 | 20,558,000 | 22,530,000 | 27,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,032,000 | 107,004,000 | 111,559,000 | 112,377,000 |
| Interest-bearing deposits | 87,413,000 | 86,622,000 | 91,239,000 | 90,543,000 |
| Noninterest-bearing deposits | 16,619,000 | 20,381,000 | 20,321,000 | 21,835,000 |
| Equity capital | 19,353,000 | 20,169,000 | 20,571,000 | 21,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 2,916,000 | 4,299,000 | 5,787,000 |
| Interest expense | 350,000 | 658,000 | 930,000 | 1,200,000 |
| Net interest income | 1,127,000 | 2,258,000 | 3,369,000 | 4,587,000 |
| Noninterest income | 72,000 | 116,000 | 162,000 | 223,000 |
| Noninterest expense | 756,000 | 1,468,000 | 2,202,000 | 2,885,000 |
| Provision for loan losses | 75,000 | 350,000 | 350,000 | 450,000 |
| Pretax income | 368,000 | 556,000 | 979,000 | 1,475,000 |
| Income tax | 83,000 | 180,000 | 277,000 | 292,000 |
| Net income | 285,000 | 376,000 | 702,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,443,000 | 19,535,000 | 19,861,000 | 20,342,000 |