Call reports 2019
FARMERS SAVINGS BANK — 2019
What FARMERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 128,598,000 | 129,410,000 | 127,946,000 | 137,022,000 |
| Total loans | 102,626,000 | 102,526,000 | 102,108,000 | 103,108,000 |
| Allowance for loan losses | 1,334,000 | 1,298,000 | 1,277,000 | 1,322,000 |
| Securities available for sale | 16,604,000 | 16,245,000 | 16,464,000 | 21,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,716,000 | 99,338,000 | 98,941,000 | 107,896,000 |
| Interest-bearing deposits | 83,031,000 | 83,764,000 | 82,433,000 | 89,341,000 |
| Noninterest-bearing deposits | 15,685,000 | 15,574,000 | 16,508,000 | 18,555,000 |
| Equity capital | 18,190,000 | 18,693,000 | 19,162,000 | 19,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,895,000 | 4,389,000 | 5,858,000 |
| Interest expense | 376,000 | 764,000 | 1,163,000 | 1,539,000 |
| Net interest income | 1,041,000 | 2,131,000 | 3,226,000 | 4,319,000 |
| Noninterest income | 46,000 | 99,000 | 150,000 | 191,000 |
| Noninterest expense | 708,000 | 1,322,000 | 2,027,000 | 2,699,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 304,000 | 808,000 | 1,250,000 | 1,662,000 |
| Income tax | 93,000 | 190,000 | 287,000 | 385,000 |
| Net income | 211,000 | 618,000 | 963,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,070,000 | 18,449,000 | 18,846,000 | 19,159,000 |
| Total capital | 19,323,000 | 19,676,000 | 20,050,000 | 20,414,000 |
| Risk-weighted assets | 100,185,000 | 98,101,000 | 96,260,000 | 100,290,000 |