Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 113,054,000 | 114,848,000 | 121,552,000 | 131,211,000 |
| Total loans | 92,304,000 | 95,880,000 | 100,453,000 | 101,323,000 |
| Allowance for loan losses | 1,151,000 | 1,177,000 | 1,218,000 | 1,265,000 |
| Securities available for sale | 14,715,000 | 14,625,000 | 13,837,000 | 16,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,349,000 | 83,282,000 | 89,237,000 | 101,359,000 |
| Interest-bearing deposits | 67,704,000 | 67,758,000 | 73,719,000 | 83,753,000 |
| Noninterest-bearing deposits | 15,645,000 | 15,524,000 | 15,519,000 | 17,606,000 |
| Equity capital | 17,151,000 | 17,471,000 | 17,736,000 | 18,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,436,000 | 3,781,000 | 5,196,000 |
| Interest expense | 235,000 | 500,000 | 813,000 | 1,155,000 |
| Net interest income | 965,000 | 1,936,000 | 2,968,000 | 4,041,000 |
| Noninterest income | 29,000 | 98,000 | 134,000 | 187,000 |
| Noninterest expense | 634,000 | 1,230,000 | 1,851,000 | 2,567,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 150,000 |
| Pretax income | 335,000 | 755,000 | 1,152,000 | 1,513,000 |
| Income tax | 237,000 | 324,000 | 416,000 | 469,000 |
| Net income | 98,000 | 431,000 | 736,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,239,000 | 17,576,000 | 17,892,000 | 18,184,000 |
| Total capital | 18,390,000 | 18,753,000 | 19,110,000 | 19,449,000 |
| Risk-weighted assets | 103,106,000 | 105,748,000 | 108,857,000 | 114,794,000 |