Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 110,711,000 | 112,246,000 | 112,868,000 | 115,611,000 |
| Total loans | 83,873,000 | 89,691,000 | 93,044,000 | 92,431,000 |
| Allowance for loan losses | 976,000 | 1,113,000 | 1,117,000 | 1,126,000 |
| Securities available for sale | 19,080,000 | 16,537,000 | 14,844,000 | 14,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,862,000 | 83,477,000 | 78,837,000 | 86,332,000 |
| Interest-bearing deposits | 65,636,000 | 67,916,000 | 64,278,000 | 68,219,000 |
| Noninterest-bearing deposits | 16,226,000 | 15,561,000 | 14,559,000 | 18,112,000 |
| Equity capital | 16,416,000 | 16,615,000 | 16,916,000 | 17,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,218,000 | 3,438,000 | 4,657,000 |
| Interest expense | 176,000 | 379,000 | 594,000 | 826,000 |
| Net interest income | 904,000 | 1,839,000 | 2,844,000 | 3,831,000 |
| Noninterest income | 68,000 | 117,000 | 163,000 | 203,000 |
| Noninterest expense | 609,000 | 1,151,000 | 1,752,000 | 2,339,000 |
| Provision for loan losses | 25,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 338,000 | 627,000 | 1,077,000 | 1,520,000 |
| Income tax | 77,000 | 179,000 | 318,000 | 477,000 |
| Net income | 261,000 | 448,000 | 759,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,343,000 | 16,481,000 | 16,799,000 | 17,117,000 |
| Total capital | 17,319,000 | 17,594,000 | 17,916,000 | 18,243,000 |
| Risk-weighted assets | 100,073,000 | 103,053,000 | 104,843,000 | 107,305,000 |