Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,107,000 | 85,249,000 | 92,230,000 | 96,493,000 |
| Total loans | 51,429,000 | 53,899,000 | 59,043,000 | 62,892,000 |
| Allowance for loan losses | 988,000 | 1,023,000 | 1,022,000 | 1,023,000 |
| Securities available for sale | 8,149,000 | 8,845,000 | 10,034,000 | 9,988,000 |
| Securities held to maturity | 17,159,000 | 16,022,000 | 16,776,000 | 17,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,487,000 | 68,748,000 | 71,884,000 | 74,051,000 |
| Interest-bearing deposits | 55,261,000 | 54,380,000 | 57,979,000 | 59,535,000 |
| Noninterest-bearing deposits | 14,226,000 | 14,367,000 | 13,906,000 | 14,516,000 |
| Equity capital | 12,433,000 | 12,429,000 | 12,807,000 | 13,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,693,000 | 2,604,000 | 3,515,000 |
| Interest expense | 94,000 | 195,000 | 302,000 | 413,000 |
| Net interest income | 745,000 | 1,498,000 | 2,302,000 | 3,102,000 |
| Noninterest income | 38,000 | 84,000 | 155,000 | 199,000 |
| Noninterest expense | 499,000 | 991,000 | 1,482,000 | 1,991,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 291,000 | 584,000 | 968,000 | 1,312,000 |
| Income tax | 104,000 | 199,000 | 293,000 | 365,000 |
| Net income | 187,000 | 385,000 | 675,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,371,000 | 12,569,000 | 12,859,000 | 13,130,000 |
| Total capital | 13,158,000 | 13,406,000 | 13,835,000 | 14,083,000 |
| Risk-weighted assets | 62,890,000 | 66,745,000 | 78,070,000 | 76,133,000 |