Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,553,000 | 79,839,000 | 82,279,000 | 84,641,000 |
| Total loans | 50,033,000 | 52,041,000 | 51,898,000 | 55,523,000 |
| Allowance for loan losses | 1,027,000 | 1,012,000 | 1,024,000 | 1,026,000 |
| Securities available for sale | 4,870,000 | 4,809,000 | 6,259,000 | 6,417,000 |
| Securities held to maturity | 18,285,000 | 16,155,000 | 16,755,000 | 16,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,204,000 | 66,073,000 | 67,723,000 | 66,614,000 |
| Interest-bearing deposits | 52,394,000 | 53,867,000 | 53,284,000 | 52,661,000 |
| Noninterest-bearing deposits | 10,810,000 | 12,206,000 | 14,440,000 | 13,953,000 |
| Equity capital | 11,630,000 | 11,915,000 | 12,200,000 | 12,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,692,000 | 2,530,000 | 3,381,000 |
| Interest expense | 108,000 | 213,000 | 313,000 | 415,000 |
| Net interest income | 744,000 | 1,479,000 | 2,217,000 | 2,966,000 |
| Noninterest income | 28,000 | 75,000 | 144,000 | 207,000 |
| Noninterest expense | 447,000 | 897,000 | 1,329,000 | 2,165,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 399,000 | 726,000 | 1,107,000 | 1,101,000 |
| Income tax | 103,000 | 189,000 | 301,000 | 260,000 |
| Net income | 296,000 | 537,000 | 806,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,638,000 | 11,879,000 | 12,149,000 | 12,183,000 |
| Total capital | 12,383,000 | 12,655,000 | 12,943,000 | 13,001,000 |
| Risk-weighted assets | 59,344,000 | 61,880,000 | 63,289,000 | 65,205,000 |