Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,478,000 | 71,760,000 | 75,309,000 | 75,712,000 |
| Total loans | 46,832,000 | 47,722,000 | 50,098,000 | 50,689,000 |
| Allowance for loan losses | 1,054,000 | 1,081,000 | 926,000 | 1,027,000 |
| Securities available for sale | 3,677,000 | 4,606,000 | 4,512,000 | 4,637,000 |
| Securities held to maturity | 16,783,000 | 16,584,000 | 17,533,000 | 17,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,003,000 | 59,420,000 | 62,755,000 | 62,257,000 |
| Interest-bearing deposits | 49,843,000 | 49,818,000 | 51,937,000 | 51,032,000 |
| Noninterest-bearing deposits | 9,160,000 | 9,602,000 | 10,818,000 | 11,225,000 |
| Equity capital | 10,737,000 | 10,975,000 | 11,158,000 | 11,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,604,000 | 2,434,000 | 3,278,000 |
| Interest expense | 152,000 | 300,000 | 444,000 | 556,000 |
| Net interest income | 634,000 | 1,304,000 | 1,990,000 | 2,722,000 |
| Noninterest income | 39,000 | 85,000 | 163,000 | 200,000 |
| Noninterest expense | 409,000 | 821,000 | 1,228,000 | 1,678,000 |
| Provision for loan losses | 0 | 27,000 | 54,000 | 154,000 |
| Pretax income | 264,000 | 538,000 | 871,000 | 1,087,000 |
| Income tax | 95,000 | 180,000 | 266,000 | 299,000 |
| Net income | 169,000 | 358,000 | 605,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,723,000 | 10,912,000 | 11,159,000 | 11,342,000 |
| Total capital | 11,385,000 | 11,594,000 | 11,874,000 | 12,070,000 |
| Risk-weighted assets | 52,594,000 | 54,193,000 | 56,978,000 | 58,000,000 |