Call reports 2010
FARMERS SAVINGS BANK — 2010
What FARMERS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,240,000 | 63,821,000 | 66,725,000 | 71,117,000 |
| Total loans | 45,063,000 | 45,823,000 | 48,028,000 | 51,272,000 |
| Allowance for loan losses | 920,000 | 945,000 | 1,029,000 | 1,054,000 |
| Securities available for sale | 852,000 | 2,239,000 | 2,863,000 | 3,446,000 |
| Securities held to maturity | 9,033,000 | 8,984,000 | 12,725,000 | 14,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,078,000 | 53,439,000 | 54,989,000 | 57,904,000 |
| Interest-bearing deposits | 42,548,000 | 46,649,000 | 47,313,000 | 48,904,000 |
| Noninterest-bearing deposits | 6,530,000 | 6,790,000 | 7,677,000 | 9,000,000 |
| Equity capital | 9,992,000 | 10,192,000 | 10,412,000 | 10,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,496,000 | 2,308,000 | 3,135,000 |
| Interest expense | 161,000 | 332,000 | 510,000 | 676,000 |
| Net interest income | 590,000 | 1,164,000 | 1,798,000 | 2,459,000 |
| Noninterest income | 55,000 | 118,000 | 189,000 | 256,000 |
| Noninterest expense | 416,000 | 774,000 | 1,209,000 | 1,608,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 75,000 |
| Pretax income | 229,000 | 483,000 | 728,000 | 1,032,000 |
| Income tax | 56,000 | 111,000 | 166,000 | 284,000 |
| Net income | 173,000 | 372,000 | 562,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,978,000 | 10,178,000 | 10,368,000 | 10,554,000 |
| Total capital | 10,562,000 | 10,780,000 | 11,018,000 | 11,252,000 |
| Risk-weighted assets | 46,357,000 | 48,020,000 | 51,639,000 | 55,504,000 |