Call reports 2023
PIONEER COMMERCIAL BANK — 2023
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 529,652,000 | 480,212,000 | 598,564,000 | 462,839,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 103,060,000 | 53,434,000 | 27,974,000 | 24,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,431,000 | 432,082,000 | 548,682,000 | 411,617,000 |
| Interest-bearing deposits | 367,346,000 | 349,228,000 | 361,120,000 | 336,325,000 |
| Noninterest-bearing deposits | 116,085,000 | 82,854,000 | 187,562,000 | 75,292,000 |
| Equity capital | 44,700,000 | 46,241,000 | 47,583,000 | 49,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,620,000 | 7,280,000 | 11,307,000 | 15,909,000 |
| Interest expense | 615,000 | 2,221,000 | 4,252,000 | 6,531,000 |
| Net interest income | 3,005,000 | 5,059,000 | 7,055,000 | 9,378,000 |
| Noninterest income | 2,000 | 8,000 | 8,000 | 17,000 |
| Noninterest expense | 200,000 | 425,000 | 642,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,807,000 | 4,642,000 | 6,421,000 | 8,570,000 |
| Income tax | 542,000 | 896,000 | 1,293,000 | 1,799,000 |
| Net income | 2,265,000 | 3,746,000 | 5,128,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,804,000 | 46,284,000 | 47,667,000 | 49,309,000 |
| Total capital | 44,804,000 | 46,284,000 | 47,667,000 | 49,309,000 |
| Risk-weighted assets | 99,295,000 | 84,444,000 | 102,648,000 | 86,467,000 |