Call reports 2022
PIONEER COMMERCIAL BANK — 2022
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 550,836,000 | 502,958,000 | 626,586,000 | 453,148,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 89,839,000 | 115,353,000 | 117,646,000 | 115,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,750,000 | 456,153,000 | 583,823,000 | 409,989,000 |
| Interest-bearing deposits | 382,679,000 | 366,238,000 | 363,264,000 | 310,775,000 |
| Noninterest-bearing deposits | 133,071,000 | 89,915,000 | 220,559,000 | 99,214,000 |
| Equity capital | 33,543,000 | 39,171,000 | 39,922,000 | 42,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,417,000 | 3,313,000 | 6,192,000 |
| Interest expense | 31,000 | 80,000 | 182,000 | 505,000 |
| Net interest income | 527,000 | 1,337,000 | 3,131,000 | 5,687,000 |
| Noninterest income | 2,000 | 8,000 | 8,000 | 17,000 |
| Noninterest expense | 188,000 | 352,000 | 522,000 | 701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 341,000 | 993,000 | 2,617,000 | 5,003,000 |
| Income tax | 71,000 | 201,000 | 487,000 | 937,000 |
| Net income | 270,000 | 792,000 | 2,130,000 | 4,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,743,000 | 39,264,000 | 40,603,000 | 42,538,000 |
| Total capital | 33,743,000 | 39,264,000 | 40,603,000 | 42,538,000 |
| Risk-weighted assets | 105,404,000 | 97,106,000 | 117,406,000 | 85,917,000 |