Call reports 2021
PIONEER COMMERCIAL BANK — 2021
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 411,886,000 | 420,595,000 | 557,356,000 | 424,642,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 28,904,000 | 47,798,000 | 72,793,000 | 78,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,905,000 | 380,625,000 | 517,021,000 | 390,674,000 |
| Interest-bearing deposits | 280,229,000 | 309,958,000 | 340,134,000 | 296,816,000 |
| Noninterest-bearing deposits | 99,676,000 | 70,667,000 | 176,887,000 | 93,858,000 |
| Equity capital | 28,417,000 | 30,964,000 | 31,187,000 | 33,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,729,000 | 2,234,000 | 2,757,000 |
| Interest expense | 28,000 | 59,000 | 89,000 | 122,000 |
| Net interest income | 793,000 | 1,670,000 | 2,145,000 | 2,635,000 |
| Noninterest income | 1,000 | 8,000 | 10,000 | 17,000 |
| Noninterest expense | 158,000 | 303,000 | 468,000 | 628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 636,000 | 1,375,000 | 1,687,000 | 2,024,000 |
| Income tax | 157,000 | 338,000 | 406,000 | 480,000 |
| Net income | 479,000 | 1,037,000 | 1,281,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,408,000 | 30,966,000 | 31,209,000 | 33,473,000 |
| Total capital | 28,408,000 | 30,966,000 | 31,209,000 | 33,473,000 |
| Risk-weighted assets | 75,774,000 | 82,256,000 | 104,099,000 | 80,855,000 |