Call reports 2020
PIONEER COMMERCIAL BANK — 2020
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 371,016,000 | 303,664,000 | 398,797,000 | 294,159,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 5,771,000 | 13,385,000 | 19,117,000 | 22,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,040,000 | 267,324,000 | 368,252,000 | 265,594,000 |
| Interest-bearing deposits | 273,924,000 | 213,079,000 | 237,334,000 | 196,847,000 |
| Noninterest-bearing deposits | 69,116,000 | 54,245,000 | 130,918,000 | 68,747,000 |
| Equity capital | 26,758,000 | 27,147,000 | 27,498,000 | 27,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,141,000 | 2,833,000 | 3,599,000 |
| Interest expense | 298,000 | 404,000 | 470,000 | 515,000 |
| Net interest income | 1,057,000 | 1,737,000 | 2,363,000 | 3,084,000 |
| Noninterest income | 3,000 | 7,000 | 8,000 | 18,000 |
| Noninterest expense | 173,000 | 333,000 | 501,000 | 651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 887,000 | 1,411,000 | 1,870,000 | 2,451,000 |
| Income tax | 217,000 | 348,000 | 460,000 | 603,000 |
| Net income | 670,000 | 1,063,000 | 1,410,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,751,000 | 27,144,000 | 27,491,000 | 27,928,000 |
| Total capital | 26,751,000 | 27,144,000 | 27,491,000 | 27,928,000 |
| Risk-weighted assets | 68,009,000 | 59,130,000 | 75,456,000 | 54,377,000 |