Call reports 2019
PIONEER COMMERCIAL BANK — 2019
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 332,743,000 | 301,619,000 | 355,118,000 | 282,785,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 14,833,000 | 14,699,000 | 13,750,000 | 9,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,879,000 | 275,586,000 | 328,013,000 | 255,590,000 |
| Interest-bearing deposits | 228,859,000 | 218,997,000 | 216,473,000 | 201,256,000 |
| Noninterest-bearing deposits | 80,020,000 | 56,589,000 | 111,540,000 | 54,334,000 |
| Equity capital | 22,642,000 | 24,527,000 | 25,339,000 | 26,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,168,000 | 4,676,000 | 6,080,000 |
| Interest expense | 227,000 | 536,000 | 838,000 | 1,138,000 |
| Net interest income | 1,323,000 | 2,632,000 | 3,838,000 | 4,942,000 |
| Noninterest income | 2,000 | 9,000 | 9,000 | 24,000 |
| Noninterest expense | 148,000 | 299,000 | 423,000 | 553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,177,000 | 2,342,000 | 3,424,000 | 4,413,000 |
| Income tax | 287,000 | 570,000 | 834,000 | 1,063,000 |
| Net income | 890,000 | 1,772,000 | 2,590,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,621,000 | 24,502,000 | 25,321,000 | 26,081,000 |
| Total capital | 22,621,000 | 24,502,000 | 25,321,000 | 26,081,000 |
| Risk-weighted assets | 62,670,000 | 57,992,000 | 66,721,000 | 53,589,000 |