Call reports 2016
PIONEER COMMERCIAL BANK — 2016
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 145,157,000 | 130,124,000 | 190,835,000 | 124,002,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 30,573,000 | 30,144,000 | 33,405,000 | 28,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,029,000 | 120,682,000 | 181,145,000 | 114,248,000 |
| Interest-bearing deposits | 94,354,000 | 82,797,000 | 94,281,000 | 71,783,000 |
| Noninterest-bearing deposits | 41,675,000 | 37,885,000 | 86,864,000 | 42,465,000 |
| Equity capital | 8,806,000 | 9,024,000 | 9,195,000 | 9,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 745,000 | 1,119,000 | 1,498,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 59,000 |
| Net interest income | 350,000 | 715,000 | 1,075,000 | 1,439,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 | 6,000 |
| Noninterest expense | 73,000 | 149,000 | 236,000 | 307,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 278,000 | 569,000 | 843,000 | 1,138,000 |
| Income tax | 88,000 | 178,000 | 269,000 | 348,000 |
| Net income | 190,000 | 391,000 | 574,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,808,000 | 9,009,000 | 9,192,000 | 9,408,000 |
| Total capital | 8,808,000 | 9,009,000 | 9,192,000 | 9,408,000 |
| Risk-weighted assets | 27,699,000 | 26,046,000 | 31,997,000 | 23,443,000 |