Call reports 2015
PIONEER COMMERCIAL BANK — 2015
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,835,000 | 98,499,000 | 144,187,000 | 99,914,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 21,995,000 | 26,120,000 | 27,589,000 | 28,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,436,000 | 91,953,000 | 137,409,000 | 93,043,000 |
| Interest-bearing deposits | 62,581,000 | 68,220,000 | 79,489,000 | 63,478,000 |
| Noninterest-bearing deposits | 28,855,000 | 23,733,000 | 57,920,000 | 29,565,000 |
| Equity capital | 6,232,000 | 6,340,000 | 6,495,000 | 6,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 447,000 | 722,000 | 1,030,000 |
| Interest expense | 9,000 | 19,000 | 30,000 | 44,000 |
| Net interest income | 201,000 | 428,000 | 692,000 | 986,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 65,000 | 129,000 | 198,000 | 285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 299,000 | 495,000 | 703,000 |
| Income tax | 42,000 | 94,000 | 156,000 | 214,000 |
| Net income | 93,000 | 205,000 | 339,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,223,000 | 6,334,000 | 6,468,000 | 6,618,000 |
| Total capital | 6,223,000 | 6,334,000 | 6,468,000 | 6,618,000 |
| Risk-weighted assets | 16,870,000 | 18,810,000 | 22,923,000 | 19,918,000 |