Call reports 2014
PIONEER COMMERCIAL BANK — 2014
What PIONEER COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 84,450,000 | 75,437,000 | 95,080,000 | 67,513,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 38,199,000 | 29,146,000 | 28,183,000 | 21,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,523,000 | 70,380,000 | 89,921,000 | 62,283,000 |
| Interest-bearing deposits | 60,500,000 | 56,617,000 | 49,770,000 | 50,440,000 |
| Noninterest-bearing deposits | 19,023,000 | 13,763,000 | 40,151,000 | 11,843,000 |
| Equity capital | 4,877,000 | 4,979,000 | 5,049,000 | 5,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 274,000 | 436,000 | 619,000 |
| Interest expense | 10,000 | 19,000 | 28,000 | 37,000 |
| Net interest income | 114,000 | 255,000 | 408,000 | 582,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 63,000 | 118,000 | 184,000 | 242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 137,000 | 224,000 | 350,000 |
| Income tax | 9,000 | 31,000 | 55,000 | 94,000 |
| Net income | 42,000 | 106,000 | 169,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,915,000 | 4,979,000 | 5,042,000 | 5,129,000 |
| Total capital | 4,915,000 | 4,979,000 | 5,042,000 | 5,129,000 |
| Risk-weighted assets | 12,495,000 | 12,466,000 | 15,164,000 | 12,495,000 |